It’s Financial Literacy Month, and there’s no better time to educate yourself on personal finance.
If you have been wondering how to make a positive change when it comes to managing your money, these personal finance books are highly recommended; many of them have topped bestseller lists for years. As with any change in your life, you will need to be diligent and dedicated when it comes to adopting the lessons in each book. However, these books are easy-to-read and include real-life lessons about handling finances responsibly.
Improve your financial literacy today with these five books.

1. I Will Teach You to Be Rich
Ramit Sethi
Sethi’s book was released in 2009 and remains one of the most relevant resources for individuals in their 20’s and 30’s. In an easy-to-follow six-week program, Sethi emphasizes the importance of correctly building wealth. The four main areas of focus that Sethi guides readers toward are banking smartly, saving strategically, budgeting often and investing within your means.
2. The Total Money Makeover
Dave Ramsey
There is a reason Ramsey’s book is Amazon’s #1 Best Seller in Budgeting and Money Management; he has been helping people take control of their spending and finances for years. Ramsey’s book applies to anyone at any age, but for adults in their 20’s to 40’s, it is a guideline for how to expertly negotiate the business world while still getting what you want out of life. Ramsey’s points include never taking on debt–including on a credit card–and how to save strategically so you can pay off any debts that you may have.
3. Rich Dad Poor Dad: What the Rich Teach Their Kids About Money – That the Poor and Middle Class Do Not!
Robert T. Kiyosaki
Kiyosaki’s book is another personal finance must-have. He explores how to accumulate wealth starting from the ground-up. First released 20 years ago and updated for today’s readers, Kiyosaki’s book is often considered the top personal finance book of all time because it is so easy-to-read and with many swearing by his system. His basic concept is that anyone can accumulate wealth, despite not owning a home or having a high income. Plus, he imparts lessons to share with your children, so they can start on the path to responsible finances from a young age.
Kiyosaki’s original work has also spun-off into specialized content, such as guides to investing, allowing you to keep finding ways to control your finances the way you want.

4. Broke Millennial: Stop Scraping By and Get Your Financial Life Together
Erin Lowry
If you are in your 20’s or 30’s and feel like you’re living paycheck-to-paycheck, Lowry’s book is meant to get you out of this rut and into sustainable money management. You don’t need a dime to get started with Lowry’s system, and she focuses on burdens that millennials typically struggle with such as student loans. Using language that speaks to her target demographic, Lowry’s book is easy-to-read and full of helpful material. You’ll learn and laugh with her approach.
5. Get a Financial Life: Personal Finance in Your Twenties and Thirties
Beth Kobliner
Kobliner’s book has been revised and updated four times due to its popularity, and also specifically addresses the unique needs of millennials, including:
- Life after the financial crisis
- The threat of student loan debt
- Rising rents around the country
Her book is designed to get you away from feeling hopeless about your financial future, and moving forward with a healthier approach to money management. With guides on how to save and invest, including digital options, Kobliner’s book will walk you step-by-step through getting out of debt and getting into financial security.
Arming yourself with the right financial tools is a common thread through all five of these books. With the Green Dot Cash Back Visa® Debit Card, you’ll be ready to get started on your path to positive money management. So take control of your finances today and view Green Dot’s simple fees here.
Thanks, will give them a look.
Hope these recommendations help! We’d love to hear what you thought of the books after!! 🙂