Credit card debt in America continues to rise; the Federal Reserve released numbers for August 2017 showing over $13 billion in outstanding credit card debt. Why has credit card debt become such a problem? According to a 2017 study from creditcards.com, which surveyed credit card holders in the United States, “many carry debt for years; those with more income [are] … [Read more...]
A Guide to Avoiding the Most Common Credit Mistakes
Credit can often be one of the most neglected pieces of your personal finances—when was the last time you checked your score? When you don’t consider or understand the importance of your credit, you run the risk of hurting it. That’s why we’re here to tell you about ten of the most common credit mistakes—and some tips on how you can avoid them. Avoid skipping or making late … [Read more...]
Want to Build Your Credit? Start Here.
With responsible use, your credit is a pathway to financing your life goals. Whether you are a young person starting to build your credit history or someone trying to repair damage from over the years, boosting your credit will take some diligence, but making it a part of your financial routine can help you in the long run. If you’re ready to rebuild your credit score, it's … [Read more...]
What is a Secured Credit Card?
If you’ve done any research on credit cards, you might have come across the terms "unsecured card" and "secured credit card" while exploring your credit options. A secured credit card is a handy financial tool that allows consumers to build credit, develop positive financial habits, and improve their credit scores with responsible use. What is a secured credit card and how … [Read more...]
How to Make Extra Money on the Side
Sometimes, a single job doesn't provide enough cash to pay the bills, but who has time to take on another job? Don’t fret; we have some ideas for earning extra money in between work hours. The good news? These suggestions don't require much of a time commitment, so you won't have to sacrifice time with family or friends to bring home more cash. Sell Your Property A yard, … [Read more...]