You probably know of plenty of celebrities who live life lavishly, and for many, this has led to financial troubles. But for all of the celebrities who don’t know how to manage their money, there are just as many who are actually very money savvy. You just don’t hear much about their behavior because they are doing the same thing that the average person does—spending … [Read more...]
5 Tips for Saving Money with Coupons
Coupons have been in use for over 100 years, ever since Coca-Cola first issued them to build brand awareness and encourage consumers to select their products over the competition. Today, couponing remains a popular way for manufacturers and retailers to promote customer loyalty, but it’s also an excellent way for shoppers to save money on nearly everything they buy. If … [Read more...]
New Survey Shares Some Surprising Insights on Credit Card Debt
Credit card debt in America continues to rise; the Federal Reserve released numbers for August 2017 showing over $13 billion in outstanding credit card debt. Why has credit card debt become such a problem? According to a 2017 study from creditcards.com, which surveyed credit card holders in the United States, “many carry debt for years; those with more income [are] … [Read more...]
U.S. Credit Card Debt Reaches New High—Here’s How to Stay on Track Financially
Are you currently carrying a balance on your credit cards? If so, do you have a plan to get rid of that debt? A January 2018 report from the Federal Reserve highlights the problematic debt that Americans are carrying. Revolving debt, which is primarily credit cards, hit a record high as of November 2017, reaching nearly $1.3 trillion. This data underlines the importance … [Read more...]
How One Woman Raised Her Credit Score from 578 to 774
A couple of years ago, Sandra was getting ready to apply for an auto loan in the hopes of buying a more reliable vehicle than her old one. With a friend’s urging, Sandra checked her credit score for the first time in her life. She knew she had always been relatively responsible with money, although she had run into some problems paying bills on time in the past. She only has … [Read more...]