With responsible use, your credit is a pathway to financing your life goals. Whether you are a young person starting to build your credit history or someone trying to repair damage from over the years, boosting your credit will take some diligence, but making it a part of your financial routine can help you in the long run. If you’re ready to rebuild your credit score, it's … [Read more...]
What is a Secured Credit Card?
If you’ve done any research on credit cards, you might have come across the terms "unsecured card" and "secured credit card" while exploring your credit options. A secured credit card is a handy financial tool that allows consumers to build credit, develop positive financial habits, and improve their credit scores with responsible use. What is a secured credit card and how … [Read more...]
A Guide to Secured vs. Unsecured Credit Cards
When you think of credit cards, what comes to mind? For some it may be staggering debt or interest rates, for others, it may be as simple as the ability to shop online. But the truth is, all credit cards are most certainly not created equal. In fact, there are two different types of credit cards: secured and unsecured. Both cards allow you to purchase items anywhere … [Read more...]
4 Smart Strategic Moves That Can Help Improve Your Credit
Your credit is your pathway to homeownership, increased purchasing power and can even be necessary for your workplace. By ignoring any delinquencies and letting your score lag, you’re preventing yourself from progressing in ways you may want. And despite what you read, improving your credit may not be as hard as you think. By taking some simple steps to change your … [Read more...]